Winter WonderLoan

Get up to $5,000 to cover expenses or a big purchase

Explore the possibilities with our Winter WonderLoan today and ensure a season filled with comfort and security. Whether you're planning for winter weather emergencies or dreaming of sunny getaways, we're here to help you make it happen. Our Winter WonderLoan is a $5,000 unsecured loan with a quick 12 month repayment plan that you can use for just about anything. Apply now and let's conquer winter together!

New! 1% off your next loan rate:

  • As low as 11.99% APR* when you apply for a Winter WonderLoan and enroll in direct deposit and auto pay

What you get with a Winter WonderLoan:

  • Borrow up to $5,000 for almost any reason
  • Quick repayment term of just 12 months
  • Easy online pre-approval in minutes

How to apply for a Winter WonderLoan at WCU:

  • Apply online by clicking the button below
  • Stop into any of our locations and chat with a representative

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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Easy Payment Options
Enroll in Auto Pay and leave the stress of late payments behind.

Set up Payments

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Discounted Loan Rates
Save money on your payment just for being a loyal member.

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Calculate your Payment
Use our calculators to get an idea of what your payment could be.


Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.

Solutions for every aspect of life

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Our Free Checking account features all of the basics you’ll need!

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*APR=Annual Percentage Rate. Refinances of eligible Wanigas Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, mortgage, home equity, commercial and other unsecured loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Some restrictions apply. See Credit Union for complete details.