- Stop by or call one of our branches today.
VACATION/STAYCATION Loan with 12-Month Term*
*APR= Annual Percentage Rate. Promotional Rate determined by credit score. New Money Only. Offer valid April 1, 2020 through September 7, 2020.
RECEIVE A $25 DEPOSIT** TODAY!
Apply for a Wanigas personal loan online or through our mobile banking app, and we’ll deposit $25** into your Wanigas primary savings account, just to thank you for your application! Applying online or through mobile banking is quick, secure, and easy – and you can receive our $25 thank-you deposit**!
**Loans currently financed with Wanigas CU are not eligible for this offer. Loan application must be submitted online, approved and disbursed online to qualify. $25 deposited into share savings. Offer valid January 1, 2020 through June 30, 2020.
UNSECURED PERSONAL Loan
An unsecured personal loan is for a fixed term and paid in monthly payments. Based on your credit and employment history, there’s no collateral required.
SHARE SECURED Loan
A share secured loan uses the funds in your savings account to secure your loan. The benefits of a share secured loan are lower interest rates and flexible terms. Plus, you can still earn interest on the money in your savings account that you’re borrowing against.
QUICK CASH LINE-OF-CREDIT Loan
It's fast and easy with QUICK CASH! Payments are due at the end of each month, which keeps QUICK CASH easy in the pocket and easy on your budget. Enjoy no cash advance fees and up to a $5,000 credit limit.
|Effective Date: Saturday, April 4th, 2020|
|Name||APR*||Payment per $1,000.|
|Personal Loan (Unsecured) up to 60 months||as low as 9.95%*||$21.23|
|Equal Share Loan up to 36 months||as low as 3.25%*||$29.20|
|Quick Cash Line-Of-Credit Loan||Fixed Rate of 18.00%||$40.00|
|Vacation Loan (12-Month Term)||as low as 8.50%*||$87.23|
|*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval.|
Help Play it Safe!
Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:
- loss of life
- accidental dismemberment
- terminal illness
- family medical leave
- loss of life of a non-protected dependent
- involuntary unemployment
If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.
*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.
Ready to Apply for a Personal Loan?