Wanigas Credit Union

Wanigas Credit Union
It's time for you to shine
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Personal Loans 


An unsecured personal loan is for a fixed term and paid in monthly payments. Based on your credit and employment history, there’s no collateral required.

*APR= Annual Percentage Rate. Promotional Rate determined by credit score. New money only. 12-Month Term. Offer valid April 1, 2017 through September 4, 2017.


A share secured loan uses the funds in your savings account to secure your loan. The benefits of a share secured loan are lower interest rates and flexible terms. Plus, you can still earn interest on the money in your savings account that you’re borrowing against.


It's fast and easy with QUICK CASH! Payments are due at the end of each month, which keeps QUICK CASH easy in the pocket and easy on your budget. Enjoy no cash advance fees and up to a $3,500 credit limit.

Loan Rates

Personal Loans
Effective Date: Friday, April 28th, 2017
NameAPR*Payment per $1,000.
Personal Loans (unsecured) up to 60 months as low as 5.95%* $19.31
Equal Share Loan up to 36 months as low as 2.49%* $28.86
Quick Cash Line-Of-Credit Loan Fixed Rate of 18.00% $40.00
Vacation Loan (12 Month Term) as low as 3.99%* $85.08
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval.

Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if a protected life event such as loss of life or a disability happens to you.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield will cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills becomes challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.


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