Personal Loans

Up to $25,000 Personal Loans at Wanigas

With a personal loan from WCU, your dreams are within reach. Choose your loan amount for up to $25,000 and embrace all of life's opportunities and adventures. We have local loan experts who will guide you every step of the way to make your personal loan experience as smooth as possible.

Our personal loans can be used for big events, higher education, your dream vacation, renovating your home, holiday shopping, consolidating debt, and more.


New! 1% off your next loan rate:

  • As low as 11.99% APR* when you apply for a personal loan and enroll in direct deposit and auto pay

What you get with a personal loan:

  • Borrow up to $25,000 for almost any reason
  • Flexible terms for affordable payments
  • Easy online pre-approval in minutes
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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

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Discounted Loan Rates
Save money on your payment just for being a loyal member.

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Calculate your Payment
Use our calculators to get an idea of what your payment could be.


Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.

Solutions for every aspect of life

Find your nearest location and stop in to see us!

Our Locations

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Our Free Checking account features all of the basics you’ll need!

Free Checking Details

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Have a question? Grab our contact info or fill out a short form.

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*APR=Annual Percentage Rate. Refinances of eligible Wanigas Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, mortgage, home equity, commercial and other unsecured loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00. Some restrictions apply. See Credit Union for complete details.