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SunMoney Loan

Get ready for the summer with the SunMoney loan! Whether it is for a family vacation, a new pool, or remodeling the backyard, the SunMoney loan is here for you!

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Flash Cash Loan

New Flash Cash Loan, click here to learn more

Looking for cash in a flash? Try our new Flash Cash Loan! As a thank you to our loyal members, we have made it easier than ever to get the cash you need when you need it. With requirements similar to our famous holiday loan, you can get your cash in a flash.

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Unsecured Personal Loan

An unsecured personal loan is for a fixed term and paid in monthly payments. Based on your credit and employment history, there’s no collateral required.

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Share Secured Loan

A share secured loan uses the funds in your savings account to secure your loan. The benefits of a share secured loan are lower interest rates and flexible terms. Plus, you can still earn interest on the money in your savings account that you’re borrowing against.

Quick Cash Line of Credit Loan

It's fast and easy with QUICK CASH! Payments are due at the end of each month, which keeps QUICK CASH easy in the pocket and easy on your budget. Enjoy no cash advance fees and up to a $5,000 credit limit.

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Loan Rates

Personal Loans
Effective Date: Thursday, July 7th, 2022
NameAPR*Monthly Payment per $1,000.
Personal Loan (Unsecured) up to 60 months as low as 7.95%* $86.98 (Based on a 12 month term)
Flash Cash Loan ($1,000) Fixed Rate of 17.50% 51.45 (Based on a 24 month term)
Equal Share Loan up to 36 months as low as 3.25%* $29.20
Quick Cash Line-Of-Credit Loan Fixed Rate of 18.00% $40.00
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval.

Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

  • loss of life
  • accidental dismemberment
  • terminal illness
  • hospitalization
  • family medical leave
  • loss of life of a non-protected dependent
  • disability
  • involuntary unemployment

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.


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