

Experience financial freedom with a Fresh Start
Consolidate your high rate credit cards, small personal loans and medical bills with a Fresh Start debt consolidation loan. Lower your monthly payments and celebrate the payoff.
New! 1% off your next loan rate:
- As low as 12.24% APR* when you apply for a Fresh Start loan and enroll in direct deposit and auto pay
What you get with a Fresh Start debt consolidation loan:
- Consolidate debt to one loan to repay versus multiple loans
- Flexible terms for affordable payments
- Easy online pre-approval in minutes
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Easily manage your loan
Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
Solutions for every aspect of life
*APR=Annual Percentage Rate. Refinances of eligible Wanigas Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, Greenlight Loan, mortgage, home equity, and commercial loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00.