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Free Checking

Free Checking account with all of the basics

Say goodbye to fees and limitations, and say hello to a simple banking experience. With a Free Checking account at WCU, you can enjoy the freedom and flexibility you deserve.

What you get with a Free Checking account:

How to open a Free Checking account:

  • Open online by clicking the button below
  • Stop into any of our locations and chat with a representative

Open an account online in less than 3 minutes!

Interested in earning 4.15% APY* on your checking account? Check out our Go-To Checking >
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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options

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Deposit Checks from your Phone
With Remote Deposits you can deposit as soon as you get paid within our mobile app.

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Save with Benefits Plus®
Access discounts for food, shopping,  free cell repair coverage and more.

Instant-issue debit card

  • Easily access your funds: With our contactless debit card, you can access your funds 24/7 at ATMs. Whether you're traveling, shopping online, or simply need cash, your funds are always within reach.

  • Track your spending: Easily monitor your transactions within digital banking. Stay in control and keep track of your purchases effortlessly.

Send money anytime, anywhere

Link your checking and debit card to your mobile accounts like Apple Pay®, PayPal®, Venmo® and more. It's easy - you just need your account number and our routing number 272480128 to get started.

Solutions for every aspect of life

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Looking for a new house? Let us help get you into your dream home.

Home Loans

Find your nearest location and stop in to see us!

Our Locations

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Have a question? Grab our contact info or fill out a short form.

Contact Us

Everyday discounts, special offers and services are available to members with Benefits Plus® Checking. Nominal fee of $6.95 will be charged on the last day of each month. Fee is subject to change. If checking is closed or member cancels Benefits Plus® within six months of enrollment date, an early termination fee of $25 will be charged. See Credit Union for additional details.
Apple Pay is a trademark of Apple, Inc.
PayPal and Venmo are trademarks of PayPal, Inc.