Fast and easy low-rate auto loans
Whether you are in the market for a new or used vehicle from a dealer or your neighbor, you can apply for pre-approval in minutes. Shop around with confidence knowing what you can afford and what you should be paying.
Are you a first time auto buyer? Check out our new First Time Auto Buyer Program >
What you get with an auto loan:
- Rates as low as 7.29% APR* with loyalty rate discounts
- Flexible terms for affordable payments
- Easy online pre-approval in minutes
- Refinance options to save you money
- Confidence knowing your budget before you shop
Current members: You may have a pre-approval waiting!
Check to see if you have a pre-approval available by logging into digital banking online or on the MyFPCU mobile app and selecting "My Offers" on the dashboard.
GAP Insurance
Protection that pays the remaining difference between your vehicle value and balance still owed.
Discounted Loan Rates
Save money on your payment just for being a loyal member.
Tell your Friends. Get $50!
You'll both receive $50 when you refer a friend or family member.
Easy Payment Options
Take care of your bills automatically with recurring or one time payments.
Easily manage your loan
Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
Solutions for every aspect of life
*APR=Annual Percentage Rate. Refinances of eligible Wanigas Credit Union loan(s) qualify for member discount at today’s rates. The Loyalty Discounts exclude lines of credit, Greenlight Loan, mortgage, home equity, and commercial loans. Direct Deposit of the payroll is required. If Direct Deposit and Auto Pay requirements are not maintained, you may be subject to a Direct Deposit/Auto Pay Cancellation Fee in the amount of $125.00.
