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Credit Card

Earn on your everyday purchases

A credit card to meet your everyday needs and pays you back. Earn unlimited 1% cash back all purchases, with no special categories to keep track of. Looking to save on interest? Transfer your high rate credit card debt to a Wanigas Visa Platinum today.

What you get with our Visa credit card:

  • 1% cash back on all purchases*
  • Low rates
  • No annual fee
  • Easy payment options

How to redeem 1% cash back:

View your reward total on your credit card statement or by asking a representative.

  1. Log in to digital banking
  2. Select credit card account
  3. Select "Ask about this account" to start a conversation with us
  4. Request representative to redeem your rewards
You can also redeem your rewards at any branch location or by calling our Contact Center at (800) 748-0451.

Manage your cards with FPCU Visa:

Download the FPCU Visa app to:
  • View credit and debit card transactions
  • View payment history
  • Set alerts and controls for purchases
  • Set travel notifications
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Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

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Low Rates
As a credit union member, you get to take advantage of lower rates than the big banks.

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Easy Payment Options
Take care of your bills automatically with recurring or one time payments.

Explore Options

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Stay Informed
Enroll in eStatements and alerts within digital banking and never wonder what your balances are.

Easily manage your loan

Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.

Everything you need to know about our Visa Platinum

Yes. Transfer your balances to our Visa credit card and take advantage of our competitive rates and 1% cash back. Get your application started by simply applying at any branch or printing the paper balance transfer form(Opens in a new Window) and returning it to any Wanigas or Financial Plus location.
Redeeming your rewards is simple! You can easily redeem your rewards effective August 1st, 2023 at any Wanigas or Financial Plus branch, by calling our Contact Center at (800) 748-0451, or online in three simple steps:

1. Log in to your digital banking account
2. Select your Visa credit card account
Click “Cash Back Rewards”
Complete the DocuSign form
5. Enjoy extra cash! ($25.00 minimum to redeem)

Solutions for every aspect of life

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A loan for your every need from vacations, to emergencies, or making home improvements.

Personal Loans

Find your nearest location and stop in to see us!

Our Locations

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Have a question? Grab our contact info or fill out a short form.

Contact Us

Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.

*Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.