Financial Coaches

Your money and your goals. All within reach. 

We know that each person's financial situation is unique. That's why our team of certified financial coaches is here to offer personalized guidance and create a plan tailored to your needs. Whether you want to save for a significant purchase or pay off debt, we have the tools, knowledge, and resources to guide you through the path you're on. The best part? It's completely free to you.

What's in it for you:

  • Learn how to build your credit score
  • Plan for your child's college education
  • Review and set your budget
  • Review debt and collections
  • And more


Fashion Square Branch | FPCU
4686 Fashion Square Blvd
Saginaw, MI 48604

Tomeka Smith, CCUFC

Saginaw Sales Manager
With 25 years of experience in the credit union industry, Tomeka has established herself as a true expert in financial services and banking. Her dedication to helping members achieve their goals is evident in her personalized approach. 

" I love helping members with their finances. I want them to know that they are not alone. I am a team player, and I want to help you prepare and figure out what is best for you so you can live your best life." 
Community action:  Helping Saginaw Community
Office:(810) 244-2575

Andrew Ritter, CCUFC

Member Service Representative 
With over five years of experience, Andrew is a committed credit union professional who offers personalized financial guidance to assist members in achieving their goals.

"Building a meaningful relationship with our members is of utmost importance to me, and I believe that getting to know them better is the key to achieving that goal." 

Community action:  Helping Saginaw Community
Office:(810) 600-4326