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Rates

Savings Rates

Savings Accounts
Effective Date: Tuesday, September 29th, 2020
NameRateAPY*
Regular Passbook Savings 0.05% 0.05%

Power Saver MMA

$5 - $49,999.99 0.15% 0.15%
$50,000- $99,999.99 0.15% 0.15%
$100,000 - $149,999.99 0.20% 0.20%
$150,000 - $199,999.99 0.30% 0.30%
$200,000 and over 0.40% 0.40%

Premier Dividend Checking (with Check Privileges - $2,500 Minimum)

$5 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 and over 0.15% 0.15%

Variable Rate (opened prior to March 25, 2019)

$5 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 and over 0.15% 0.15%
All dividends are computed on a daily balance, paid and compounded monthly. Rates are subject to change.  *APY=Annual Percentage Yield  

Individual Retirement Account (IRA)
Effective Date: Tuesday, September 29th, 2020
RateAPY*
0.30% 0.30%
Individual Retirement Accounts
(click here for more info)
*All dividend are computing on a daily balance, paid and compounded monthly. *APY - Annual Percentage Yield.

Fixed-Rate IRA Certificates of Deposit
Effective Date: Tuesday, September 29th, 2020
TermMinimum DepositAPR*APY**
1 Year $500.00 0.40% 0.40%
2 Year $500.00 0.60% 0.60%
3 Year $500.00 0.65% 0.65%
4 Year $500.00 0.70% 0.70%

Certificates of Deposit
Effective Date: Tuesday, September 29th, 2020
TermMinimum DepositAPR*APY**Early Withdrawal Penalty
3-month CD $500** 0.25% 0.25% 90 days dividends
6-month CD $500** 0.30% 0.30% 90 days dividends
12-month CD $500** 0.40% 0.40% 90 days dividends
24-month CD $500** 0.60% 0.60% 120 days dividends
36-month CD $500** 0.65% 0.65% 180 days dividends
48-month CD $500** 0.70% 0.70% 180 days dividends
*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA.

Loan Rates

New/Used Vehicles- 2011 Model Year or Newer (2010 Model Year or Older Receive Personal Loan Rate)
Effective Date: Tuesday, September 29th, 2020
TermAPR*Payment per $1,000.
Up to 36 months as low as 3.25%* $29.20
37 months to 48 months as low as 3.45%* $22.34
49 months to 60 months as low as 3.45%* $18.18
61 months to 72 months as low as 3.45%* $15.40
73 months to 84 months as low as 3.95%* $13.65
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.

RVs, Boats & Cycles- 2011 Model Year Or Newer (2010 Model Year or Older Receive Personal Loan Rate)
Effective Date: Tuesday, September 29th, 2020
TermAPR*Payment per $1,000.
Up to 36 months as low as 3.25%* $29.20
37 months to 48 months as low as 3.45%* $22.34
49 months to 60 months as low as 3.45%* $18.18
61 months to 72 months as low as 3.45%* $15.40
73 months to 84 months as low as 3.95%* $13.65
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Normal loan guidelines apply.

Personal Loans
Effective Date: Tuesday, September 29th, 2020
NameAPR*Payment per $1,000.
Personal Loan (Unsecured) up to 60 months as low as 7.95%* $86.98
Equal Share Loan up to 36 months as low as 3.25%* $29.20
Quick Cash Line-Of-Credit Loan Fixed Rate of 18.00% $40.00
Holiday Loan (12 month term) 24.471% $91.48
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval.

Home Equity & Mortgage Loans
TermRate
Home Equity & Fixed Rate Conventional Mortgages 
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VISA Platinum
Rate
AS LOW AS 8.95% APR*
*APR = Annual Percentage Rate. Rate listed represents our best rate and is based on a review of Your credit history. APR= 8.95% - 17.95% at account opening, after that Your APR will vary with the market based on Prime Rate.

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