Rates
Savings Rates
| Savings Accounts | ||
| Effective Date: Saturday, January 19th, 2019 | ||
| Name | Rate | APY* |
| Regular Passbook Savings | 0.10% | 0.10% |
Power Saver MMA | ||
| $5 - $49,999.99 | 0.35% | 0.35% |
| $50,000- $99,999.99 | 1.10% | 1.11% |
| $100,000 - $149,999.99 | 1.30% | 1.31% |
| $150,000 - $199,999.99 | 1.40% | 1.41% |
| $200,000 and over | 1.60% | 1.61% |
Variable Rate | ||
| $5 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.10% | 0.10% |
| $25,000 - $49,999.99 | 0.25% | 0.25% |
| $50,000 and over | 0.40% | 0.40% |
Money Market Cash Management (with Check Privileges - $2,500 Minimum) | ||
| $5 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.10% | 0.10% |
| $25,000 - $49,999.99 | 0.25% | 0.25% |
| $50,000 and over | 0.40% | 0.40% |
| All dividends are computed on a daily balance, paid and compounded monthly. Rates are subject to change. *APY=Annual Percentage Yield | ||
| Individual Retirement Account (IRA) | |
| Effective Date: Saturday, January 19th, 2019 | |
| Rate | APY* |
| 1.35% | 1.36% |
| Individual Retirement Accounts (click here for more info) | |
| *All dividend are computing on a daily balance, paid and compounded monthly. *APY - Annual Percentage Yield. | |
| Certificates of Deposit | ||||
| Effective Date: Saturday, January 19th, 2019 | ||||
| Term | Minimum Deposit | APR* | APY** | Early Withdrawal Penalty |
| 3-month CD | $500** | 1.45% | 1.66% | 90 days dividends |
| 6-month CD | $500** | 1.60% | 1.61% | 90 days dividends |
| 12-month CD | $500** | 2.10% | 2.12% | 90 days dividends |
| 24-month CD | $500** | 2.35% | 2.38% | 120 days dividends |
| 36-month CD | $500** | 2.60% | 2.63% | 180 days dividends |
| 48-month CD | $500** | 3.00% | 3.04% | 180 days dividends |
| *APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA. | ||||
Loan Rates
| New/Used Vehicles- 10 Year Model or Newer (Models Over 10 Years Receive Unsecured Rate) | ||
| Effective Date: Saturday, January 19th, 2019 | ||
| Term | APR* | Payment per $1,000. |
| Up to 36 months | as low as 3.25%* | $29.20 |
| 37 months to 48 months | as low as 3.75%* | $22.47 |
| 49 months to 60 months | as low as 4.00% | $18.42 |
| 61 months to 72 months | as low as 4.25%* | $15.77 |
| 73 months to 84 months | as low as 4.75%* | $13.79 |
| *APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply. | ||
| RVs, Boats and Motorcycles- 10 Year Model Or Newer (Models Over 10 Years Receive Unsecured Rate) | ||
| Effective Date: Saturday, January 19th, 2019 | ||
| Term | APR* | Payment per $1,000. |
| Up to 36 months | as low as 3.25%* | $29.20 |
| 37 months to 48 months | as low as 3.75%* | $22.47 |
| 49 months to 60 months | as low as 4.00%* | $18.42 |
| 61 months to 72 months | as low as 4.25%* | $15.77 |
| 73 months to 84 months | as low as 4.75%* | $13.79 |
| *APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Normal loan guidelines apply. | ||
| Personal Loans | ||
| Effective Date: Saturday, January 19th, 2019 | ||
| Name | APR* | Payment per $1,000. |
| Personal Loan (Unsecured) up to 60 months | as low as 9.95%* | $21.23 |
| Equal Share Loan up to 36 months | as low as 3.25%* | $29.20 |
| Quick Cash Line-Of-Credit Loan | Fixed Rate of 18.00% | $40.00 |
| *APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. | ||
| Home Equity & Mortgage Loans | |
| Term | Rate |
| Home Equity & Fixed Rate Conventional Mortgages Click Here for Today's Featured Rates |
|
| VISA Platinum |
| Rate |
| AS LOW AS 11.20% APR* |
| *APR = Annual Percentage Rate. Rate listed represents our best rate and is based on a review of your credit history. APR= 11.20% - 20.20% at account opening, after that your APR will vary with the market based on Prime Rate. |