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Rates

Savings Rates

Savings Accounts
Effective Date: Monday, September 27th, 2021
NameRateAPY*
Regular Passbook Savings 0.05% 0.05%

Power Saver MMA

$5 - $49,999.99 0.15% 0.15%
$50,000- $99,999.99 0.15% 0.15%
$100,000 - $149,999.99 0.20% 0.20%
$150,000 - $199,999.99 0.25% 0.25%
$200,000 and over 0.30% 0.30%

Premier Dividend Checking (with Check Privileges - $2,500 Minimum)

$5 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 and over 0.15% 0.15%

Variable Rate (opened prior to March 25, 2019)

$5 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 and over 0.15% 0.15%
All dividends are computed on a daily balance, paid and compounded monthly. Rates are subject to change.  *APY=Annual Percentage Yield  

Individual Retirement Account (IRA)
Effective Date: Monday, September 27th, 2021
RateAPY*
0.20% 0.20%
Individual Retirement Accounts
(click here for more info)
*All dividend are computing on a daily balance, paid and compounded monthly. *APY - Annual Percentage Yield.

Fixed-Rate IRA Certificates of Deposit
Effective Date: Monday, September 27th, 2021
TermMinimum DepositAPR*APY**
1 Year $500.00 0.30% 0.30%
2 Year $500.00 0.40% 0.40%
3 Year $500.00 0.50% 0.50%
4 Year $500.00 0.60% 0.60%

Certificates of Deposit
Effective Date: Monday, September 27th, 2021
TermMinimum DepositAPR*APY**Early Withdrawal Penalty
3-month CD $500** 0.10% 0.10% 90 days dividends
6-month CD $500** 0.25% 0.25% 90 days dividends
12-month CD $500** 0.30% 0.30% 90 days dividends
24-month CD $500** 0.40% 0.40% 120 days dividends
36-month CD $500** 0.50% 0.50% 180 days dividends
48-month CD $500** 0.60% 0.60% 180 days dividends
*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA.

New/Used Vehicles- 2012 Model Year or Newer (2011 Model Year or Older Receive Personal Loan Rate)
Effective Date: Monday, September 27th, 2021
TermAPR*Monthly Payment per $1,000.
Up to 36 months as low as 2.49%* $28.86
37 months to 48 months as low as 2.49%* $21.92
49 months to 60 months as low as 2.99%* $17.97
61 months to 72 months as low as 2.99%* $15.20
73 months to 84 months as low as 3.49%* $13.44
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.

RVs, Boats & Cycles- 2012 Model Year Or Newer (2011 Model Year or Older Receive Personal Loan Rate)
Effective Date: Monday, September 27th, 2021
TermAPR*Monthly Payment per $1,000.
Up to 36 months as low as 2.49%* $28.86
37 months to 48 months as low as 2.49%* $21.92
49 months to 60 months as low as 2.99%* $17.97
61 months to 72 months as low as 2.99%* $15.20
73 months to 84 months as low as 3.49%* $13.44
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Normal loan guidelines apply.

Personal Loans
Effective Date: Monday, September 27th, 2021
NameAPR*Monthly Payment per $1,000.
Personal Loan (Unsecured) up to 60 months as low as 7.95%* $86.98 (Based on a 12 month term)
Flash Cash Loan ($1,000) Fixed Rate of 17.50% 51.45 (Based on a 24 month term)
Equal Share Loan up to 36 months as low as 3.25%* $29.20
Quick Cash Line-Of-Credit Loan Fixed Rate of 18.00% $40.00
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval.

Home Equity & Mortgage Loans
TermRate
Home Equity & Fixed Rate Conventional Mortgages  Click Here for Today's Featured Rates

VISA Platinum
Rate
AS LOW AS 8.95% APR*
*APR = Annual Percentage Rate. Rate listed represents our best rate and is based on a review of Your credit history. APR= 8.95% - 17.95% at account opening, after that Your APR will vary with the market based on Prime Rate.

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