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Wanigas Credit Union in Bay City, MI

The Euclid Avenue branch of Wanigas Credit Union offers a comprehensive suite of financial services. We prioritize your needs above all else, offering drive-thru services, an on-site ATM, night deposit boxes, and the member services you need to make personal finance management a snap.


Wanigas Credit Union in Bay City, MI

Euclid Avenue Branch
4129 N. Euclid Avenue
Bay City, MI 48706

Call us: (989) 799-9801

Monday 9:00 a.m. - 5:00 p.m. - Lobby and Drive Through
Tuesday 10:15 a.m. - 5:00 p.m. - Lobby and Drive Through
Wednesday 9:00 a.m. - 5:00 p.m. - Lobby and Drive Through
Thursday 9:00 a.m. - 5:30 p.m. - Lobby
8:00 a.m. - 5:30 p.m. - Drive Through
Friday 9:00 a.m. - 5:00 p.m. - Lobby
8:00 a.m. - 5:00 p.m. - Drive Through
Saturday 9:00 a.m. - 12:00 p.m. - Drive Through

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About Wanigas Credit Union

Wanigas Credit Union was first chartered in 1952 as Saginaw Gun Plant Employees Federal Credit Union. The name we chose is a fun backwards respelling of Saginaw, our beloved hometown and base of operations. Today and for 70 years later, Wanigas Credit Union is proud to serve over 24,000 members in counties all across the lower peninsula of Michigan.

We have proven again and again that our member services and helpful staff truly care about your needs. We are passionate about our growth and continued local support over the years, and strive to treat our over $415 million of assets with the respect it deserves. Rain or shine, the crew at Wanigas Credit Union will make personal finance management work for you!


Financial Services in Bay City, MI

The Euclid Avenue Road branch is prepared to meet your needs in any and every possible way. Discover our many financial services and how we can serve you.

Savings Accounts

Savings accounts, IRAs, money market accounts, and CDs are some of the best ways to watch your money grow. Choose to open your next savings account with Wanigas Credit Union and discover the benefits that come with free membership.


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Checking Accounts

Find a home for your hard-earned cash and leverage low cost and high reward checking accounts that fulfill all your needs. Get access to accounts offering high variable rates, no monthly transaction limits, and an automatic overdraft protection service that’s built to last.


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Let us push you closer to your goals with the financing options you need to make your dreams a reality. Knowledgeable loan officers and helpful bank professionals can assist you with an application for any of the following services.

Why Members Love Wanigas Credit Union

See what our valued members have to say about the Euclid Avenue branch of Wanigas Credit Union:

"Been a member for 26 years never a problem!!!"

- Shawn W.


"I recently got my mortgage through Wanigas. I live no where near Saginaw, but was recommend. Regardless of where I was from, I was treated like family. The mortgage loan officer has been nothing shy of amazing. I am so thankful that she helped me, without her I would have been lost through the whole process. She always returned my phone calls and emails promptly. She helped with any bumps in the road and was understanding when I was anxious and stressed about the process. I just want to say thank you for all you have done for me & for treating me so great, even when my realtor was nasty towards me. She deserves some recognition for her hard work and great customer service!"

- Vanessa V.

Join Wanigas Credit Union in Bay City, MI Today!

Have all your financial needs met with the Euclid Avenue family at Wanigas Credit Union in Bay City, MI. Your next transaction, loan, or deposit is only a call, click, or visit away.

Join our credit union and enjoy unbeatable friendly services. It’s time for you to shine!

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