

All current credit cardholders will receive a new Visa Credit Card with a new card number. Current credit cards will continue to work through Sunday, July 16th. By early July, members will begin to receive their new credit card, which will include a new credit card number. Please keep this card in a secure location and do not activate until July 17th.
You can activate and begin using your new card on July 17th by calling (800) 631-3197. Please do not try to activate your card until this date.
Early July | July 16th | July 17th |
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New credit cards begin to arrive via mail |
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Activate your new credit card by calling (800) 631-3197. |
Here's what you get with your new Visa credit card
- 1% cash back on all purchases*
- Competitive rates
- No annual fee
- View credit card transactions in the FPCU Digital Banking app
- Card controls with FPCU Visa App
CURewards will no longer be available:
On July 13th, the CURewards program will no longer be available. To redeem your points through CURewards visit the link below and make your selection prior to this date. All points not redeemed through CURewards will transfer to our new Cash Back Rewards program.
Beginning July 17th, members will begin earning 1% cash back on all purchases, which can be redeemed in branch, in the mobile app, or by phone. Click here for more details.

Easily manage your loan
Sign up for digital banking in minutes online or at any branch location and download the mobile app to take us wherever you go.
Everything you need to know about our Visa Platinum
Can I transfer my current credit card balances to a Visa Platinum?
Yes. Transfer your balances to our Wanigas Visa credit card and take advantage of our competitive rates. Get your application started by simply applying at any branch or printing the paper balance transfer form and returning it to any branch location.
How do I redeem my cash back rewards?
Redeeming your rewards is simple! You can easily redeem your Plus Rewards Cash Back at any branch, by calling our Contact Center at (800) 748-0451, or online in three simple steps:
1. Log in to your digital banking(Opens in a new Window) account
2. Select your Visa credit card account
3. Click “Cash Back Rewards”
4. Complete the DocuSign form
5. Enjoy extra cash! ($25.00 minimum to redeem)
1. Log in to your digital banking(Opens in a new Window) account
2. Select your Visa credit card account
3. Click “Cash Back Rewards”
4. Complete the DocuSign form
5. Enjoy extra cash! ($25.00 minimum to redeem)
VISA Rate Disclosure

Solutions for every aspect of life
Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.
*Reward dollars expire at end of monthly billing cycle four years after they are earned. Rewards are earned each month and your total accumulated dollars are reported monthly on your Wanigas Visa Platinum statement. Upon closure of Visa Platinum credit card account, all Reward dollars will be void and ineligible for redemption.