This website requires Javascript to function correctly.

Important Member Updates Regarding the Coronavirus (COVID-19) - Click here to learn more.

Wanigas Credit Union
Wanigas Credit Union
It's time for you to shine
Go to main content

RV, Boat and Motorcycle Loans

apply nowCheck You Application Status Icon, or call Wanigas for details
apply nowCheck Application Status Icon

Everyone deserves a little fun now and then. Wanigas Credit Union can help make that happen with a recreational vehicle, boat or motorcycle loan.

When you finance with us, you’ll get:

  • Low credit union interest rates
  • 100% financing available
  • Flexible terms can mean lower payments


90 Days No Payment Promotion, Call Wanigas CU for Details

*Not valid on refinancing of current Wanigas loans. Normal loan approval guidelines apply. Cannot be combined with any other promotional offer. Interest accrues from the date loan is funded. Offer valid through September 30, 2020.

Everyone Wins A Low Rate, Call Wanigas CU for Details.

*APR=Annual Percentage Rate. Rates 2.95% APR through 9.95% APR. Not valid on refinancing of current Wanigas Loans. New Money Only. Minimum loan amount of $5,000. Collateral must be a 2014 or newer. 72-Month maximum term. Member must have direct deposit. Normal loan approval guidelines apply. Offer valid through August 31, 2020.


Apply for a Wanigas RV, Boat or Motorcycle loan online or through our mobile banking app, and we’ll deposit $25** into your Wanigas primary savings account, just to thank you for your application! Applying online or through mobile banking is quick, secure, and easy – and you can receive our $25 thank-you deposit**!

**Loans currently financed with Wanigas CU are not eligible for this offer. Loan application must be submitted online, approved and disbursed online to qualify. $25 deposited into share savings. Offer valid January 1, 2020 through September 30, 2020.

Loan Rates

RVs, Boats & Cycles- 2011 Model Year Or Newer (2010 Model Year or Older Receive Personal Loan Rate)
Effective Date: Thursday, August 6th, 2020
TermAPR*Payment per $1,000.
Up to 36 months as low as 3.25%* $29.20
37 months to 48 months as low as 3.45%* $22.34
49 months to 60 months as low as 3.45%* $18.18
61 months to 72 months as low as 3.45%* $15.40
73 months to 84 months as low as 3.95%* $13.65
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Normal loan guidelines apply.

Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

  • loss of life
  • accidental dismemberment
  • terminal illness
  • hospitalization
  • family medical leave
  • loss of life of a non-protected dependent
  • disability
  • involuntary unemployment

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.


Ready to Apply for a RV, Boat or Motorcycle Loan?

Apply Now

Go to main navigation
Love My Credit UnionBudget SmartTruStageGreenPath Financial Wellness
National Credit Union Administration Equal Housing  Opportunity This Credit Union is federally insured by the National Credit Union Administration.
Equal Housing Lender, we do business in accordance with Federal Fair Lending Laws.