Sometimes you need a little extra cash to make your holiday special, and we're here to help. Our Holiday Loan special was designed to help our members get the cash they need for gifts, traveling, or whatever else you need during the holiday season.
The Benefits of Wanigas Holiday Loan
With Wanigas Credit Union, you'll receive great rates and convenient loan terms. But our Holiday Loan is extra special - it's our way of saying thank you to all of our community members.
- No Credit Check
- Convenient loan amounts of either $1,000* or $1,500*
- 12 Month repayment period
- No prepayment penalty
- Funds deposited directly in your account
12-Month Term | No Credit Check | No Debt Ratio
$1,000 = Less than $95*
$1,500 = Less than $142*
*$35 Application Fee Applies. Payment examples incude debt protection (which is not required for loan approval) and are based on Annual Percentage Rate of 24.253% for $1,000 Holiday Loan and 22.013% for a $1,500 Holiday Loan. Must have a minimum $1,000 monthly direct deposit of income into a Wanigas account, 3 months verifiable income, be in good standing on all Wanigas loans. $1,500 offer available to members that were issued and paid off a 2020 Holiday Loan. 12-month Term. No Credit Check. Offer expires January 31, 2022. Other restrictions may apply.
Not a Wanigas Member?
We would love to have you join our Credit Union community. Membership gives you access to our Holiday Loan, and plenty of other great benefits.
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Holiday Loan FAQ's
Our Holiday Loan is a unique program we offer to our members in good standing who have a minimum $1,000 monthly direct deposit into a Wanigas account and three months of verifiable income.
If you meet these criteria and complete our quick and easy online application, we review your account for approval without a credit check. We'll process the loan, and funds will be deposited into your account. Then you'll enjoy a convenient 12-month repayment period. It's that easy.
We offer two convenient amounts: $1,000 and $1,500. Both come with an affordable monthly payment and no prepayment penalty.
Ready to Apply For a Holiday Loan?
Apply online or visit one of our branches today. We'd love to help you fund your holiday season.
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