Your dream home is one step closer when you get your mortgage with Wanigas. We have competitive rates and a variety of mortgage programs to suit any homebuyer’s needs.
Click Here to Meet The Mortgage Team
Mortgage Account Information
Do you already have your Mortgage with Wanigas? Click the button below to access your Midwest Mortgage Account Information.
Thinking Mortgage? Think Wanigas And Receive $1000 Off Closing Costs*
*Loans currently financed with Wanigas CU are not eligible for this offer. $250 off Closing Costs for mortgage loan amounts less than $50,000. $1,000 off Closing Costs for mortgage loan amounts $50,000 and greater. Excludes Home Equity and Non-Conventional Mortgages. Cannot be combined with any other offer. Offer valid April 1, 2021 through June 30, 2021.
HELP GIVE BACK WHEN YOU APPLY ONLINE!
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Apply for a Wanigas loan online, and We'll GIVE $25* to the Food Bank Council of Michigan! Applying online is quick, secure, and easy – and you can help give back to our communities in need!
*Loans currently financed with Wanigas CU are not eligible for this offer. Loan application must be submitted online, approved, and disbursed to qualify. Excludes line-of-credit loan types. Offer valid through June 30, 2021.
We offer a variety of home loan products:
Get one-on-one attention from a mortgage professional:
- Free confidential interview to discuss what you can afford
- Learn how to fix credit issues before you look for a house
- Discuss where the down payment is coming from and why you need it in your account at least 60 days before applying
- Discover what documentation is needed to get a loan and at closing
- Mortgage pre-approvals good for 90 days (may be subject to change)
Click Here to Meet The Mortgage Team
What you need to apply for a mortgage:
- Proof of income for all borrowers like a recent pay stub, Social Security statement or pension statement
- W2's and tax returns for the last two years
- Current property tax bill (if refinancing)
- Homeowner’s insurance information (if refinancing)
- Recent mortgage statement (if refinancing)
- Recent statement of assets like your 401k, stocks, bonds etc.
FHA, VA and Rural Development Loans
We offer low and no down payment options through our preferred partner.
Ready to Apply for a Mortgage?
Let us help get you into the home of your dreams. You can apply for your Wanigas Credit Union mortgage online. For more information call (989) 799-6011 or (800) 675-2285 ext. 782.
Already have a Wanigas Credit Union mortgage? Access your mortgage account information here
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