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1% Cash Back Promotion:

Receive up to $500* cash back when you finance your Auto with Wanigas Credit Union.

*Not valid on refinancing of current Wanigas loans. Minimum loan amount $5,000. Collateral must be a 2015 or newer model year vehicle, boat, or recreational vehicle. Receive 1% cash back of financed amount. Maximum cash back amount is $500. The cash back amount will be deposited into your member savings account and is subject to all applicable taxes. Offer cannot be combined with any other promotional offers. Offer valid May 1, 2021 through July 31, 2021.


HELP GIVE BACK WHEN YOU APPLY ONLINE!

Food Bank Council of Michigan

Apply for a Wanigas loan online, and We'll GIVE $25* to the Food Bank Council of Michigan, when you close your loan online! Applying online is quick, secure, and easy – and you can help give back to our communities in need!

*Loans currently financed with Wanigas CU are not eligible for this offer. Loan application must be submitted online, approved, and close online to qualify. Excludes line-of-credit loan types. Offer valid through June 30, 2021.

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Do you have a new vehicle in your future? Let Wanigas help you with:


Dealership Partnerships

Wanigas Credit Union partners with dealerships across the state to offer convenient one stop shopping for your auto and recreational vehicle needs. Get pre-approved for your loan before you hit the lots, or search for a vehicle- Take a look at our Dealership Partner List.  When you find your vehicle let them know you want to finance with Wanigas Credit Union, they will complete the on-the-spot financing for you.


Get $100 cash reward from Love My Credit Union Rewards when you buy a vehicle from Carvana.

$100 Cash Reward from LMCUR when you buy a vehicle from Carvana


Loan Rates

New/Used Vehicles- 2012 Model Year or Newer (2011 Model Year or Older Receive Personal Loan Rate)
Effective Date: Sunday, June 20th, 2021
TermAPR*Monthly Payment per $1,000.
Up to 36 months as low as 2.49%* $28.86
37 months to 48 months as low as 2.49%* $21.92
49 months to 60 months as low as 2.99%* $17.97
61 months to 72 months as low as 2.99%* $15.20
73 months to 84 months as low as 3.49%* $13.44
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.


Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.

DP-3550719.1-0421-0523


You could save up to $586* on car insurance.  Get a quote. TruStage Insurance Agency


Guaranteed Asset Protection

Guaranteed Asset Protection Brochure

GAP Deductible Assistance


Mechanical Repair Coverage

image for Mechanical Repair Coverage options, Call Wanigas for Details

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, visit ForeverCar or call 866.571.7356 where you can take advantage of:

 

• Convenience - easy-to-use, 24/7 online shopping experience

• Customer service - expert service through a dedicated call center

• Monthly payments - through a convenient monthly payment plan that fits your budget

 

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.2-1020-1122 © CUNA Mutual Group 2020


Ready to Apply for an Auto Loan?

Let us help you with your auto loan. For more information call (800) 675-2285 ext. 785.

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