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Wanigas Credit Union
Wanigas Credit Union
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Auto Loans

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Do you have a new vehicle in your future? Let Wanigas help you with:

  • Low credit union interest rates
  • Ask Auto Icon100% financing available
  • Flexible terms
  • AskAuto™ app to help you with your car buying experience

Dealership Partnerships

Wanigas Credit Union partners with dealerships across the state to offer convenient one stop shopping for your auto and recreational vehicle needs. Get pre-approved for your loan before you hit the lots, or search for a vehicle- Take a look at our Dealership Partner List.  When you find your vehicle let them know you want to finance with Wanigas Credit Union, they will complete the on-the-spot financing for you.


Loan Rates

New/Used Vehicles- 10 Year Model or Newer (Models Over 10 Years Receive Unsecured Rate)
Effective Date: Sunday, October 21st, 2018
TermAPR*Payment per $1,000.
Up to 36 months as low as 2.75%* $28.98
37 months to 48 months as low as 3.25%* $22.25
49 months to 60 months as low as 3.50%* $18.20
61 months to 72 months as low as 3.75%* $15.54
73 months to 84 months as low as 4.25%* $13.79
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.

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Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

  • loss of life
  • accidental dismemberment
  • terminal illness
  • hospitalization
  • family medical leave
  • loss of life of a non-protected dependent
  • disability
  • involuntary unemployment

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.

DP-2078505.1-0418-0520


Trustage Car InsuranceTrustage


Guaranteed Asset Protection

Guaranteed Asset Protection Brochure

GAP Deductible Assistance


Mechanical Repair Coverage

Mechanical Repair Coverage Brochure


Ready to Apply for an Auto Loan?

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National Credit Union Administration Equal Housing  Opportunity This Credit Union is federally insured by the National Credit Union Administration.
Equal Housing Lender, we do business in accordance with Federal Fair Lending Laws.