Wanigas Credit Union


Wanigas Credit Union
It's time for you to shine
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Auto Loans


Celebrating 65 Years of Service with 65 Days of THE RATE IS RIGHT

*APR= Annual Percentage Rate. Rates 1.99% APR through 7.99% APR. Rate determined by credit score. Not valid on refinancing of current Wanigas loans. Collateral must be a 2011 or newer. 72-month maximum term. Up to 100% Loan-to-Value. Member must have direct deposit and automatic transfer of monthly payment. Normal loan approval guidelines apply. Cannot be combined with any other promotional offer. Offer valid January 1, 2017 through March 6, 2017.


Do you have a new vehicle in your future? Let Wanigas help you with:

  • Low credit union interest rates  
  • 100% financing available
  • Flexible terms
  • AskAuto™ app to help you with your car buying experience

We offer financing on new and used cars, trucks and SUVs. Get pre-approved on your auto loan before you hit the lots. Take a look at our Dealership List here.


Loan Rates

New/Used Vehicles
Effective Date: Monday, February 20th, 2017
TermAPR*Payment per $1,000.
Up to 60 months as low as 2.49%* $17.74
Up to 72 months as low as 2.49%* $14.97
73 months to 84 months as low as 3.49%* $13.44
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice.


Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if a protected life event such as loss of life or a disability happens to you.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield will cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills becomes challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.

DP-1541063.1-0716-0818

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