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Wanigas Credit Union
Wanigas Credit Union
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Auto Loans

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Vehicle Loan with 'No Payment for 90 DAYS'*

90 Days No Payment Image, call Wanigas for details

* Not valid on refinancing of current Wanigas loans. Normal loan approval guidelines apply. Cannot be combined with any other promotional offer. Interest accrues from date loan is funded. Offer valid through October 31, 2019.


Receive a $25 deposit** today!

Apply for a Wanigas auto loan online or through our mobile banking app, and we’ll deposit $25** into your Wanigas primary savings account, just to thank you for your application! Applying online or through mobile banking is quick, secure, and easy – and you can receive our $25 thank-you deposit**!

**Loans currently financed with Wanigas Credit Union are not eligible for this offer. Loan application must be submitted online, approved and disbursed to qualify. $25 deposited into share savings. Valid August 1, 2019 through October 31, 2019.


Do you have a new vehicle in your future? Let Wanigas help you with:

  • Low credit union interest rates
  • 100% financing available
  • Flexible terms

Dealership Partnerships

Wanigas Credit Union partners with dealerships across the state to offer convenient one stop shopping for your auto and recreational vehicle needs. Get pre-approved for your loan before you hit the lots, or search for a vehicle- Take a look at our Dealership Partner List.  When you find your vehicle let them know you want to finance with Wanigas Credit Union, they will complete the on-the-spot financing for you.


Loan Rates

New/Used Vehicles- 2010 Model Year or Newer (2009 Model Year or Older Receive Personal Loan Rate)
Effective Date: Monday, October 21st, 2019
TermAPR*Payment per $1,000.
Up to 36 months as low as 3.25%* $29.20
37 months to 48 months as low as 3.45%* $22.34
49 months to 60 months as low as 3.45% $18.18
61 months to 72 months as low as 3.45%* $15.40
73 months to 84 months as low as 3.95%* $13.65
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.


Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

  • loss of life
  • accidental dismemberment
  • terminal illness
  • hospitalization
  • family medical leave
  • loss of life of a non-protected dependent
  • disability
  • involuntary unemployment

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.

DP-2078505.1-0418-0520


Trustage Car InsuranceTrustage


Guaranteed Asset Protection

Guaranteed Asset Protection Brochure

GAP Deductible Assistance


Mechanical Repair Coverage

image for Mechanical Repair Coverage options, Call Wanigas for Details

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, visit ForeverCar or call 866.571.7356 where you can take advantage of:

 

• Convenience - easy-to-use, 24/7 online shopping experience

• Customer service - expert service through a dedicated call center

• Monthly payments - through a convenient monthly payment plan that fits your budget

 

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.1-1218-0121 © CUNA Mutual Group 2018


 

Ready to Apply for an Auto Loan?

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National Credit Union Administration Equal Housing  Opportunity This Credit Union is federally insured by the National Credit Union Administration.
Equal Housing Lender, we do business in accordance with Federal Fair Lending Laws.