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Do you have a new vehicle in your future? Let Wanigas help you with:

Loan Rates

New/Used Vehicles
Effective Date: Tuesday, October 4th, 2022
Model YearTermEveryday Rate/APR*Rate/APR* with Loyalty Discount**
2022-2018 48 as low as 5.04%* as low as 4.54%
2022-2018 60 as low as 5.64%* as low as 5.14%
2022-2018 75 as low as 6.04%* as low as 5.54%
2022-2018 84 as low as 6.44%* as low as 5.94%
2017-2014 60 as low as 5.89% as low as 5.39%
2017-2014 72 as low as 6.39% as low as 5.89%
2013 & older 60 as low as 7.29% as low as 6.79%
*APR = Annual Percentage rate.  Rates quoted as APR and do not include Loyalty Rate Discount. **Members with a checking with direct deposit and auto pay receive a discount of 0.50% off their rate!

Help Play it Safe!

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.

You could save up to $586* on car insurance.  Get a quote. TruStage Insurance Agency

Guaranteed Asset Protection

Guaranteed Asset Protection Brochure

Mechanical Repair Coverage

image for Mechanical Repair Coverage options, Call Wanigas for Details

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, visit ForeverCar or call 866.571.7356 where you can take advantage of:


• Convenience - easy-to-use, 24/7 online shopping experience

• Customer service - expert service through a dedicated call center

• Monthly payments - through a convenient monthly payment plan that fits your budget


Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.2-1020-1122 © CUNA Mutual Group 2020

Ready to Apply for an Auto Loan?

Let us help you with your auto loan. For more information call (800) 675-2285 ext. 785.

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