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Important Member Updates Regarding the Coronavirus (COVID-19) - Click here to learn more.

Wanigas Credit Union
Wanigas Credit Union
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Locations & Hours

We appreciate your patience and understanding throughout the current COVID-19 Pandemic. As COVID-19 continues to have an impact on the health and safety of our community, we will continue to monitor and update our branch operations to protect you, our employees and the community.

  • Wanigas Credit Union Lobbies are open with limited occupancy:
    • Main Office, Bagley St., Saginaw - 10 Visitors
    • Shattuck Branch, Saginaw - 10 Visitors
    • Gratiot Branch, Saginaw - 5 Visitors
    • Euclid Branch, Bay City - 5 Visitors
  • Please Note: Wanigas is dedicating Wednesdays, from 2:00 p.m. – 4:00 p.m. to assist our ‘vulnerable population’ members. The State of Michigan identifies the ‘vulnerable population’ as people over 60 years of age, pregnant women and individuals with chronic conditions like heart disease, diabetes, and lung disease.
Main Branch
Phone: (989) 759-5780
Toll-free: (800) 675-2285

Fax: (989) 753-7864
1837 Bagley Street
Saginaw, MI 48601

Monday 9:00 a.m. - 5:00 p.m.
Tuesday 10:15 a.m. - 5:00 p.m.
Wednesday 9:00 a.m. - 5:00 p.m.
Thursday 9:00 a.m. - 5:30 p.m.
8:00 a.m. - 5:30 p.m. (Drive-Thru)
Friday 9:00 a.m. - 5:00 p.m.
8:00 a.m. - 5:00 p.m. (Drive-Thru)
Saturday 9:00 a.m. - 12:00 p.m. (Drive-Thru)

Gratiot Branch
Phone: (989) 399-9030

Toll-free: (800) 675-2285

Fax: (989) 781-2433
9030 Gratiot Road
Saginaw, MI 48609

Monday 9:00 a.m. - 5:00 p.m.
Tuesday 10:15 a.m. - 5:00 p.m.
Wednesday 9:00 a.m. - 5:00 p.m.
Thursday 9:00 a.m. - 5:30 p.m.
8:00 a.m. - 5:30 p.m. (Drive-Thru)
Friday 9:00 a.m. - 5:00 p.m.
8:00 a.m. - 5:00 p.m. (Drive-Thru)
Saturday 9:00 a.m. - 12:00 p.m. (Drive-Thru)

Shattuck Branch
Phone: (989) 799-9800
Toll-free: (800) 675-2285

Fax:(989) 799-9836
4026 Shattuck Road
Saginaw, MI 48603

Monday 9:00 a.m. - 5:00 p.m.
Tuesday 10:15 a.m. - 5:00 p.m.
Wednesday 9:00 a.m. - 5:00 p.m.
Thursday 9:00 a.m. - 5:30 p.m.
8:00 a.m. - 5:30 p.m. (Drive-Thru)
Friday 9:00 a.m. - 5:00 p.m.
8:00 a.m. - 5:00 p.m. (Drive-Thru)
Saturday 9:00 a.m. - 12:00 p.m. (Drive-Thru)

Bay City Branch
Phone: (989) 799-9801
Toll-free: (888) 684-4860

Fax:(989) 684-6495
4129 N. Euclid Avenue
Bay City, MI 48706

Monday 9:00 a.m. - 5:00 p.m.
Tuesday 10:15 a.m. - 5:00 p.m.
Wednesday 9:00 a.m. - 5:00 p.m.
Thursday 9:00 a.m. - 5:30 p.m.
8:00 a.m. - 5:30 p.m. (Drive-Thru)
Friday 9:00 a.m. - 5:00 p.m.
8:00 a.m. - 5:00 p.m. (Drive-Thru)
Saturday 9:00 a.m. - 12:00 p.m. (Drive-Thru)


Branch Closings

  • Labor Day: Monday, September 7, 2020
  • Columbus Day: Monday, October 12, 2020
  • Veterans Day: Wednesday, November 11, 2020
  • Thanksgiving Day: Thursday, November 26, 2020
  • Christmas Eve Day-branches close at 1:00pm: Thursday, December 24, 2020
  • Christmas Day: Friday, December 25, 2020
  • New Year's Eve Day-branches close at 1:00pm: Thursday, December 31, 2020
  • New Year's Day: Friday, January 1, 2021
  • Martin Luther King Jr. Day: Monday, January 18, 2021
  • President's Day: Monday, February 15, 2021
  • Good Friday-branches close at 1:00pmFriday, April 2, 2021
  • Memorial Day: Monday, May 31, 2021
  • Independence Day: Observed Monday, July 5, 2021

Night Deposit Boxes

We have night deposit boxes at each of our branch locations (loan offices do not have night deposit boxes). Simply drop them into the secured wall unit and leave. Your deposit will be credited to your account the following business morning and a receipt will be mailed to you.

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National Credit Union Administration Equal Housing  Opportunity This Credit Union is federally insured by the National Credit Union Administration.
Equal Housing Lender, we do business in accordance with Federal Fair Lending Laws.