Equity shouldn’t just be a number. At Wanigas Credit Union, we make it about far more. Turn your dedication to making mortgage payments over the years into a successful home equity loan that pays nearly 95% of your home’s appraised value and use that equity to create a tomorrow that’s entirely up to you.
Let us offer you a home equity loan that has you excited about the future!
Applying is easy, Click ‘Apply Now’ and choose ‘Create Account’ to begin.
Click Here and then choose 'Refinance a Home' to Apply for a Fixed Rate Home Equity Loan
No Appraisal Fee* Home Equity
*Valid only on one-unit single-family primary residence for loan amounts of $10,000 and greater. Loans currently financed with Wanigas CU are not eligible for this offer unless the balance increases by $10,000 or more. Cannot be combined with any other offer. Borrower must qualify under normal Home Equity loan guidelines. Some restrictions may apply. Offer valid January 1, 2022 through June 30, 2022. NMLS# 402179
No Closing Costs* Home Equity
If you recently financed your mortgage with Wanigas Credit Union, you may qualify for a No Closing Costs* home equity loan.
Many home values have increased, creating the perfect opportunity to fund home rennovations, update appliances, consolidate debt and more! At Wanigas, we're not just lenders, we understand home ownership and the demands of life. We want to help you not just imagine the possibilities, but make whatever your dream or need is a reality. It's Time For You To Shine!
In the market for a new home? Finance with Wanigas, we have competitive rates, promotional offers and a variety of mortgage programs to suit any homebuyer’s needs. Plus, you may qualify for a No Closing Costs* home equity loan.
*$5 member share account required. Valid on single-family primary residence mortgage loans that have financed with Wanigas Credit Union within the last 6 months. New Home Equity loan/Home Equity Line-of-Credit amount must be $10,000 or greater. Cannot be combined with any other offer. Normal Home Equity loan, Home Equity Line-of-Credit guidelines apply. For Fixed Rate Home Equity loans, a lender credit for any applicable closing costs will be disclosed after final loan approval. Some restrictions may apply. Must apply within promotional period January 1, 2022 through March 31, 2022 to receive offer.
Fixed Rate Home Equity Loan Features & Benefits
Home equity loans from Wanigas Credit Union are accompanied by great rates and flexible terms and feature other benefits that empower you to do more with what you own.
Discover the benefits of a home equity loan:
- 10 or 15-year loan terms
- Fixed APR*
- Equity in single-family homes, condominiums, manufactured, or duplex homes
- Primary and secondary home residence
- Up to 95% of your home’s appraised value
- Up to $200,000 loan amount
*APR = Annual Percentage Rate.
Home Equity Loan Rates
| Term | Rate |
|---|---|
| Home Equity & Fixed Rate Conventional Mortgages | Click Here for Today's Featured Rates |
Applying is easy, Click ‘Apply Now’ and choose ‘Create Account’ to begin.
Click Here and then choose 'Refinance a Home' to Apply for a Fixed Rate Home Equity Loan
Home Equity Loan FAQs
More Questions? Let us help, get more information by calling (989) 799-6011 or (800) 675-2285 ext. 782.
Member Testimonials
See what our loyal members have to say about us!
“OUTSTANDING member service and they really do care and help you. ”
- Juan G.
“Been banking with them since I was 16. Many loans, CD's, and one credit card through them. Wonderful service! Best interest rates in Michigan. Be a member not a customer. You won't regret joining this credit union.”
- Adam S.