Home > Loan & Credit > Home Equity Loans | Wanigas Credit Union > Home Equity Line of Credit | Wanigas Credit Union

Equity shouldn’t just be a number. It’s time to make it mean something. Turn your dedication to making mortgage payments over the years into a home equity line of credit that you can use on your own terms. Home renovations, college tuition, or consolidating debt- it’s up to you how you spend it.

Let us offer you a home equity line of credit (HELOC) that has you excited about the future!

Click Here and then chose 'Home Equity line of credit' to Apply for a HELOC Loan

HELOC Features & Benefits

When you take out a home equity line of credit from Wanigas Credit Union, you get great rates and flexible terms with other benefits that empower you to do more with what you own.

Discover the benefits of a home equity line of credit:

Home Equity Line Of Credit - Variable Rate:

Loan-to-Value Up to 90%

APR* as low as 5.000%*

Maximum APR* 16.000%*

*APR = Annual Percentage Rate. Rates listed represent our best rate and are subject to credit approval. Member's rate may vary from the above rate and will be determined after a review of the credit history.

Our Great HELOC Rates

Home Equity & Mortgage Loans
Home Equity & Fixed Rate Conventional Mortgages  Click Here for Today's Featured Rates

Click Here and then chose 'Home Equity line of credit' to Apply for a HELOC Loan


More Questions? Let us help, get more information by calling (989) 799-6011 or (800) 675-2285 ext. 782.

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Member Testimonials

See what our loyal members have to say about us!


“The member service has always been excellent in every branch I have done business in. Even on the busiest days, the tellers will always treat me with respect and attention to my business. They have been above and beyond cordial and helpful through the entire process.”

- Michael J.


“I have been a member of Wanigas Credit Union for over 20 years. They definitely treat you like a member of the family. I remember when my grandmother fell ill, they still allowed me to deposit her checks for her when she was too sickly to come in on her own. I have gotten the best interest rates on all my vehicles thru Wanigas and would never use a bank.”

- Tameka S.

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