Home > Loan & Credit > Home Equity Loans | Wanigas Credit Union > Home Equity Line of Credit | Wanigas Credit Union

Equity shouldn’t just be a number. It’s time to make it mean something. Turn your dedication to making mortgage payments over the years into a home equity line of credit that you can use on your own terms. Home renovations, college tuition, or consolidating debt- it’s up to you how you spend it.

Let us offer you a home equity line of credit (HELOC) that has you excited about the future!

Applying is easy, Click ‘Apply Now’ and choose ‘Create Account’ to begin.

Click Here and then chose 'Home Equity line of credit' to Apply for a HELOC Loan


HELOC Features & Benefits

When you take out a home equity line of credit from Wanigas Credit Union, you get great rates and flexible terms with other benefits that empower you to do more with what you own.

Discover the benefits of a home equity line of credit:

Home Equity Line Of Credit - Variable Rate:

Loan-to-Value Up to 90%

APR* as low as 5.000%*

Maximum APR* 16.000%*

*APR = Annual Percentage Rate. Rates listed represent our best rate and are subject to credit approval. Member's rate may vary from the above rate and will be determined after a review of the credit history.


No Closing Costs* HELOC

If you recently financed your mortgage with Wanigas Credit Union, you may qualify for a No Closing Costs* home equity line of credit (HELOC).

Many home values have increased, creating the perfect opportunity to fund home rennovations, update appliances, consolidate debt and more! At Wanigas, we're not just lenders, we understand home ownership and the demands of life. We want to help you not just imagine the possibilities, but make whatever your dream or need is a reality. It's Time For You To Shine!

In the market for a new home? Finance with Wanigas, we have competitive rates, promotional offers and a variety of mortgage programs to suit any homebuyer’s needs. Plus, you may qualify for a No Closing Costs* home equity line of credit.

*$5 member share account required. Valid on single-family primary residence mortgage loans that have financed with Wanigas Credit Union within the last 6 months. New Home Equity loan/Home Equity Line-of-Credit amount must be $10,000 or greater. Cannot be combined with any other offer. Normal Home Equity loan, Home Equity Line-of-Credit guidelines apply. For Fixed Rate Home Equity loans, a lender credit for any applicable closing costs will be disclosed after final loan approval. Some restrictions may apply. Must apply within promotional period January 1, 2022 through March 31, 2022 to receive offer.


Our Great HELOC Rates

Home Equity & Mortgage Loans
TermRate
Home Equity & Fixed Rate Conventional Mortgages  Click Here for Today's Featured Rates

Applying is easy, Click ‘Apply Now’ and choose ‘Create Account’ to begin.

Click Here and then chose 'Home Equity line of credit' to Apply for a HELOC Loan


HELOC FAQs

More Questions? Let us help, get more information by calling (989) 799-6011 or (800) 675-2285 ext. 782.

Contact Us


Member Testimonials

See what our loyal members have to say about us!

 

“The member service has always been excellent in every branch I have done business in. Even on the busiest days, the tellers will always treat me with respect and attention to my business. They have been above and beyond cordial and helpful through the entire process.”

- Michael J.

 

“I have been a member of Wanigas Credit Union for over 20 years. They definitely treat you like a member of the family. I remember when my grandmother fell ill, they still allowed me to deposit her checks for her when she was too sickly to come in on her own. I have gotten the best interest rates on all my vehicles thru Wanigas and would never use a bank.”

- Tameka S.

Go to main navigation