Home > Loan & Credit > Home Equity Loans

Is it time to put the equity you’ve been building up in your home to work for you?  Wanigas Credit Union offers both fixed home equity loans and variable lines of credit as easy ways for you to borrow money when you need it.


'No Appraisal Fee*' HOME EQUITY PROMOTION

No Appraisal Fee* Home Equity Loan, call for details.

*Valid only on one-unit single-family primary residence for loan amounts of $10,000 and greater. Loans currently financed with Wanigas CU are not eligible for this offer unless the balance increases by $10,000 or more. Cannot be combined with any other offer. Borrower must qualify under normal Home Equity loan guidelines. Some restrictions may apply. Offer valid September 1, 2020 through October 31, 2020.


FIXED RATE HOME EQUITY Loan

Click Here and then choose 'Refinance a home' to Apply for a Fixed Rate Home Equity Loan


HOME EQUITY LINE-OF-CREDIT Loan

Home Equity Line Of Credit - Variable Rate

Loan-to-Value Up to 90%

APR* as low as 5.000%*

Maximum APR 16.000%*

*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Member's rate may vary from the above rate and will be determined after a review of the credit history.

Click Here and then chose 'Home Equity line of credit' to Apply for a HELOC Loan


Applying for a Fixed-Rate Home Equity Loan or Line-of-Credit

When you apply for a home equity loan or line of credit, you’ll need:


Ready to Apply for a Home Equity?

Click Here and then choose 'Refinance a home' to Apply for a Fixed Rate Home Equity Loan

Click Here and then chose 'Home Equity line of credit' to Apply for a HELOC Loan

For more information call (989) 799-6011 or (800) 675-2285 ext. 782 to speak with a mortgage specialist.

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