Skip-A-Payment



Skip your December or January loan payment

Want a little extra cash in your pocket? We've got you covered. Skip your payment* starting November 15th. If you already made your December payment you can still apply, your January payment will skip by default.

Options to take advantage of this offer:

  • Apply digitally through MemberConnect online banking or the Wanigas mobile app 
    (call (989) 799-9810 to sign digitally)
  • Use our printable Skip-A-Pay form and return it to a Wanigas branch
  • Apply in branch at any Wanigas branch

Skipping your payment(s) will not affect the payment record of your loan since the payment you postpone will be added to the end of your loan. Normal interest charges will continue to accrue. 


*First Mortgages, Second Mortgages, Home Equity Loans, Credit Cards, Revolving Lines of Credit and Loan Disbursements after June 1, 2022, are not eligible for this offer. Account must be current. Loans may only qualify once per calendar year.










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Auto Loans

These loan types are not eligible for this offering: home equity line-of-credit (HELOC), mortgages, Greenlight, manufactured home loans, mobile home loans, line-of-credit loans, Fresh Start, Quick Cash, Credit Builder, Business loans, and VISA credit cards.

Equal opportunity lender. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Some restrictions apply.