Your financial goals are in reach
Build your credit and save money at the same time with a $1,000 secured Kick Start loan. After you have paid off the loan, built your credit, and saved money, you may then be eligible for a Visa credit card.
How a Kick Start Loan works:
We place the money we lend you into an account in your name. During the loan repayment period we will lock the funds up for you. This is how we help you save money. When you make on-time payments, we report those to the credit bureaus to help you build credit. Once it is paid off, we release the $1,000 into your account to use however you'd like.
What you get with a Kick Start Loan:
- Build your credit
- When the loan is paid off, the $1,000 is yours
- You may then be eligible for a VISA credit card*
Easy Payment Options
Enroll in Auto Pay and leave the stress of late payments behind.
From our free to Premier Dividend checking, we have an option for you.
*Once the member has made at least 12 on-time monthly payments, Wanigas may be willing to lend additional money. The member is invited to apply and must be able to prove income. Rate based on credit score at time of new application. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details.