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Home Equity



Make improvements that last a lifetime

A home equity line of credit or fixed loan can be used for just about anything, including a kitchen remodel, finished basement, new boat, or your child's college education.

What you get when you finance a home equity loan:

  • Local mortgage expert to guide you through the process
  • No closing costs*
  • Competitive rates
  • Borrow up to 90% of your home value
  • Convenient payment options

Applying is easy:

How to apply for a Fixed Rate Home Equity:
    1. Select "Apply Online" below
    2. Select "Create Account"
    3. Choose "Refinance a Home"
How to apply for a Home Equity Line-of-Credit:
    1. Select "Apply Online" below
    2. Select "Create Account"
    3. Choose "Home Equity Line-of-Credit"
      View HELOC Agreement > 

What to expect during your mortgage application:

If you currently have a Consumer Connect Mortgage account, you will be asked to log in. If you do not have a Consumer Connect Mortgage account, you will need to create one to start your mortgage application. 

You may find it helpful to gather the following items before you begin:

  • Information about your existing mortgage loan (if applicable)
  • Pay stubs or recent tax returns to reference current income
  • Bank statements and retirement account balances for assets

Once your application is submitted, you will receive a confirmation email from our team. A Wanigas mortgage expert will get in touch to review next steps within 1 business day.

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Home Equity Fixed
Use the equity in your home to access a lump sum of funds for just about anything.

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Home Equity Line of Credit (HELOC)
Works like a credit card and can be used to renovate your kitchen, make a large purchase, and more. 

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Midwest Loan Services

Do you already have your mortgage with us? Click the "Log in" button below to access your Midwest Mortgage account information.

Please Note: Effective September 20, 2022, Midwest Loan Services rolled out a new website. Automatic payments and e-Statements are not affected, but borrowers will need to register on the new site to gain Mortgage Account Access.  

Click Here for helpful information about registering and to learn more about the New Mortgage Servicing Center.


Everything you need to know about home equity loans

Use the equity in your home to access a lump sum of funds. These funds can be used for just about anything, including home improvements, paying off debt, and more. The rate is fixed, so your monthly payment won't change.

Applying is easy:

How to apply for a Fixed Rate Home Equity:
    1. Select "Apply Online" below
    2. Select "Create Account"
    3. Choose "Refinance a Home"

Access the equity in your home whenever you need it with a HELOC. Works like a credit card, so as you pay down your balance fund become available again. Use a HELOC to renovate your kitchen, make a large purchase, and more.

Applying is easy:

How to apply for a Home Equity Line-of-Credit:
    1. Select "Apply Online" below
    2. Select "Create Account"
    3. Choose "Home Equity Line-of-Credit"














Solutions for every aspect of life


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Get pre-approved before you shop with our simple online application.

Auto Loans

Find your nearest location and stop in to see us!

Our Locations

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A loan for your every need, location, home improvement, you name it!

Personal Loans

Mortgage Loan Officers and NMLS Numbers:

Wanigas Credit Union, A Division Of Financial Plus - NMLS License #586579
Amy Ricupati - NMLS #674678
Christine Siefert - NMLS #1564746
NMLS License Numbers for Wanigas Mortgage Loan Originators

Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. See Credit Union for full details.