Woman looking at her phone

Bill Pay

Pay your bills on time, every time

Take care of your bills automatically by scheduling them to be taken out once or on a recurring basis. You can also use Bill Pay to pay money to your friends and family.

What you get when you use Bill Pay:

  • Save time with automatic payments
  • View payment history in digital banking
  • No stress for late payments or risk of mailed checks getting lost or stolen
  • Help the environment by saving paper

money icon

Stay Informed
Enroll in eStatements and alerts within digital banking and never wonder what your balances are.

smile icon
Low Rates
As a credit union member, you get to take advantage of lower rates than the big banks.

bank icon

Deposit Checks from your Phone
With Remote Deposits you can deposit as soon as you get paid within our mobile app.

like icon

Tell your Friends. Get $50! 
You'll both receive $50 when you refer a friend or family member.

Start Referring

How to enroll:

  1. Log in to your digital banking account
  2. Select "Bill Pay" from the menu
  3. Click "Enroll"

You’ll be activated and ready to go within two business days.

Everything you need to know about Payments

Payments is a service that allows you to pay virtually anyone or any company through your digital banking account. You determine who you want to pay, when you want to make the payment and which account you want the payment to come from. It's safe, secure and easy to use.

Here's a quick list of the many ways you can benefit from using Payments.

  1. Save time. With Payments, you can receive and pay your bills online, all in one place. That means no more visiting multiple websites to pay bills or trips to the post office to mail checks. In addition, smart features such as recurring payments allow you to automate regular bill payments.
  2. Save money. Paying bills online saves on postage, envelopes, late fees and checks. If you pay just 10 bills per month, you can easily save over $110.00* per year.
  3. Stay organized. Your payment history is stored in your online account, so you won't have to sort through paper receipts or visit multiple websites to access past transactions.
  4. Gain peace of mind. Paying bills electronically means no risk of mailed checks getting lost or stolen. Plus, you can stop worrying about missing a bill payment when you set up reminders and automated recurring payments.
  5. Help the environment by saving paper. With Payments, there are no checks to write or envelopes to mail. That's good news for you and the environment.

*Savings are approximate and based upon the average annual cost of stamps, envelopes and checks required for paying 10 bills per month.

You can pay virtually any business or individual with a mailing address within the United States and Puerto Rico. For example, you can pay utilities, cable bills or credit cards, or individuals such as a landlord, babysitter or relative.
It’s easy to enroll in Payments. Just log in to your digital banking account and click the "Pay My Bills" tab to access the short enrollment form.

The first step is to add a payee, the person or company you wish to pay. Here’s how easy it is:

  1.  Log in to your digital banking account and click the "Payments" tab.
  2. Click the "Add a Payee" button on your home page dashboard.
  3. Enter the requested information. Typically this information can be found on your latest bill statement.

Once you add your payee, you can start making payments in seconds.

  1. Find your payee on the payments dashboard.
  2. Enter the payment amount and date, then submit.
Paying bills online is one of the safest ways to pay your bills. Payments help guard against identity theft from lost or stolen checkbooks, bills and statements. It also increases your privacy because only you can access your account information, account numbers and payment history. As a result, you maintain tighter control of your account with real-time access to your payments activity.
Most scheduled payments are sent electronically and funds are withdrawn from your account on the payment date.
Funds for bill payments, including payments processed by Check or Electronic methods, will be withdrawn on the process date. The process date is the date that you schedule the payment to be sent.

There are two times a day that the availability of funds will be verified and withdrawn from your account – 8:00 a.m. Eastern Standard Time (EST) and 3:00 p.m. EST.
  • If the funds are available at the 8:00 a.m. verification time, they will be withdrawn from your account and sent at 3:00 p.m.
  • If the funds are not available at 8:00 a.m., but are available prior to the 3:00 p.m. verification time, they will be withdrawn and sent at 3:00 p.m. 
Generally, your payment is received within 2 to 7 days, depending on whether or not it is sent electronically or via paper check.
Yes, if you call or contact Wanigas before your process date OR if a check has been mailed a stop payment can be placed on your account for an additional fee (please refer to our most current Fee Schedule for the Stop Payment fee).

Solutions for every aspect of life

father and daughter hula hooping

Looking for a new house? Let us help get you into your dream home.

Home Loans

a woman writing in her journal

Have a question? Grab our contact info or fill out a short form.

Contact Us

person using tablet

A loan for your every need, location, home improvement, you name it!

Personal Loans