Unsecured Personal Loans
Whether it's for home improvements, to cover emergency expenses, or consolidate credit card debt, we have the perfect personal loan to meet your needs. Enjoy low rates and terms up to 60 months.
The Benefits of Wanigas Unsecured Personal Loans
At Wanigas Credit Union, you can always borrow knowing you're getting a great rate and excellent terms. Some of the benefits of our Unsecured Personal Loans include:
- Quick and easy online application
- Low monthly payments with a fixed interest rate and payment
- Flexibility to use the funds to suit your needs
Unsecured Personal Loan Rates
At Wanigas Credit Union, our Unsecured Personal Loans come with a great interest rate and low monthly payments. That way you get the cash you need and still have a little money left over for the extras.
|Personal Loan (Unsecured) available up to 60 months||as low as 7.95%*||86.98 (Based on a 12 month term)|
|*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.|
Unsecured Personal Loan FAQs
An Unsecured Personal Loan is a loan you take out for a fixed term and repay in affordable monthly payments. Based on your credit and employment history, there no collateral required for an Unsecured Personal Loan. Based on your credit and employment history, there's no collateral required for an Unsecured Personal Loan.
Unsecured Personal Loans are versatile, so they meet our members' unique needs. Some common reasons for taking out this type of loan include covering unexpected medical bills, home repairs, or even college tuition. This loan is that flexible.
More Questions? For more information call (800) 675-2285 ext. 785.
See what our loyal members have to say about us.
"Been banking with them since I was 16. Many loans, CD's, and one credit card through them. Wonderful service! Great rates! Be a member, not a customer. You won't regret joining this credit union"
- Adam S.
"Absolutely the best credit union/bank I've ever been to. I had the pleasure to work with multiple loan officers while getting my loan and it was the smoothest and nicest process I've ever been through! Highly recommend them to anyone wanting to build your credit while being a member of an amazing credit union. I'm so blessed and thankful to have had the pleasure of being a member of such a great credit union! It honestly has changed our lives!
Help Play it Safe!
Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:
- loss of life
- accidental dismemberment
- terminal illness
- family medical leave
- loss of life of a non-protected dependent
- involuntary unemployment
If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time when your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.
*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.
Ready to Apply for an Unsecured Personal Loan?
Apply online or call today: (800) 675-2285 ext. 785. We'd love to help you take the next step.