Extra cash to cover expenses or a big purchase
Our Winter WonderLoan is a $5,000 unsecured loan that you can use for just about anything. Use it for preparing for weather emergencies with a snow blower and generator, or planning your winter vacation to warmer weather.
The Many Benefits of Wanigas Winter WonderLoan
With Wanigas Credit Union, you can always borrow knowing you're getting the best rate and terms possible.
- Borrow up to $5,000
- No application fee
- Competitive rates as low as 9.99% APR*
- 12-Month term
- Quick and easy online application process
* APR = Annual Percentage Rate. Rate listed represents our best rate and is subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.
Winter Wonderloan FAQs
No, our Winter WonderLoans are unsecured loans. Based on your credit and employment history, there's no collateral required.
Some people use our Winter WonderLoans to book their winter get away trip and pay for everything in full. Then they make payments over 12 months to repay the loan. It makes planning a vacation hassle-free.
Other people like to get a Winter WonderLoans for extra spending money around the holiday season. That's what's so great about our Winter WonderLoans. They're flexible and can be used in the way that makes the most sense for you.
The best part is, with a 12-month term, the loan is paid off in time for next year's vacation or winter purchase.
A Winter WonderLoans is like a personal loan. You apply and borrow the money. Then you can use the funds to pay for any costs associated with your vacation or purchase. To repay the loan, you make monthly loan payments.
See what our loyal members have to say about us!
"Been banking with them since I was 16. Many loans, CD's, and one credit card through them. Wonderful service! Best interest rates in Michigan. Be a member not a customer. You won't regret joining this credit union."
"Great service. Offered a variety of options in regard to my interest rates!"
Get Extra Protection and Peace of Mind with Loan Shield
Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:
- loss of life
- accidental dismemberment
- terminal illness
- family medical leave
- loss of life of a non-protected dependent
- involuntary unemployment
If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.
*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.
Ready to Apply for a Winter Wonderloan?
Apply online or call today: (800) 675-2285 ext. 785. We'd love to help your vacation dreams come true.
Go to main navigation