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RV Loan Rates

All work and no play? Let yourself wind down with RV loan rates built to match your sense of adventure.

Maximize your RV, camper, motorcycle, boat, snowmobile or four-wheeler purchase by taking advantage of competitive rates at Wanigas Credit Union. Enjoy affordable APRs, competitive monthly payments, and a low cost per thousand with every purchase made.

Play for savings with Wanigas Credit Union today!


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RV Loan Rates

Effective Date: Tuesday, October 4th, 2022
TermEveryday Rate/APR*Rate/APR* with Loyalty Discount**
60 months (under $7,500) as low as 5.74%* as low as 5.24%
72 months (over $7,500) as low as 5.99%* as low as 5.49%
96 months (over $12,500) as low as 6.49%* as low as 5.99%
144 months (over $20,000) as low as 6.74%* as low as 6.24%
180 months^ (over $30,000) as low as 6.99%* as low as 6.49%
240 months^^ (over $75,000) as low as 7.29%* as low as 6.79%
*APR = Annual Percentage rate.  Rates quoted as APR and do not include Loyalty Rate Discount. **Members with a checking with direct deposit and auto pay receive a discount of 0.50% off their rate!
^180 month term requires 10% down. ^^240 month term requires 10% down.

Personal Loans for Model Year 2012 or Older
Effective Date: Tuesday, October 4th, 2022
TermEveryday Rate/APR*Monthly Payment per $1,000
Personal Loan (Unsecured) available up to 60 months as low as 7.95%* 86.98 (Based on a 12 month term)
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply. **Members with a checking with direct deposit and auto pay receive a discount of 0.50% off their rate!

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RV Loan Calculator

Check out this helpful RV loan rate calculator to analyze your monthly loan payments and amortization rates. Add relevant information into the fields below to calculate your savings.
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Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

RV Loan Rates FAQ

More Questions? Let us help you. For more information call (800) 675-2285 ext. 785.

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Member Testimonials

See what our loyal members have to say about us!


“Been banking with them since I was 16. Many loans, CD's, and one credit card through them. Wonderful service! Best interest rates in Michigan. Be a member not a customer. You won't regret joining this union.”

- Adam S.


“I have been a member of Wanigas Credit Union for over 20 years. They definitely treat you like a member of the family. I have gotten the best interest rates on all my vehicles purchasing thru Wanigas and would never use a bank.”

- Tameka S.

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