Home > Loan & Credit > RV Loans - Wanigas Credit Union

When your ready to hit the open road, RV loans from Wanigas offer competitive rates to help you get the things that make life more fun!


Recreational Vehicle Loan Promotions:

Finance your RV or Camper with Wanigas and pick one of these offers:

*Not valid on refinancing of current Wanigas CU loans. Minimum loan amount of at least $5,000 and 2015 or newer model year to receive this offer. Normal loan guidelines apply. Interest accrues from date loan is funded. Offer valid February 1 through April 30, 2021.


HELP GIVE BACK WHEN YOU APPLY ONLINE!

Food Bank Council of Michigan

Apply for a Wanigas loan online, and We'll GIVE $25* to the Food Bank Council of Michigan, when you close your loan online! Applying online is quick, secure, and easy – and you can help give back to our communities in need!

*Loans currently financed with Wanigas CU are not eligible for this offer. Loan application must be submitted online, approved, and close online to qualify. Excludes line-of-credit loan types. Offer valid through June 30, 2021.

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Secure Low Rates

Don't pay more than you need to for an RV loan. Wanigas offers low competitive rates and flexible terms to get you out on the road even faster.

RVs, Boats & Cycles- 2012 Model Year Or Newer (2011 Model Year or Older Receive Personal Loan Rate)
Effective Date: Thursday, April 15th, 2021
TermAPR*Monthly Payment per $1,000.
Up to 36 months as low as 2.49%* $28.86
37 months to 48 months as low as 2.49%* $21.92
49 months to 60 months as low as 2.99%* $17.97
61 months to 72 months as low as 2.99%* $15.20
73 months to 84 months as low as 3.49%* $13.44
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Normal loan guidelines apply.


RV Loan + Camper Loan Options

We don't stop at RV loans. At Wanigas, you can get loans for most of your recreational vehicle needs, including:


Benefits of Securing an RV Loan at Wanigas

Competitive Rates

Low rates make your recreational vehicle more affordable, and paying less is always a good thing.

Convenient Electronic Payments

When you are out exploring you want to mail postcards, not loan payments. That's why we offer easy and convenient electronic payment options.

Terms up to 84 Months

Whether you want to pay off your loan quickly or you need more time, we have loan terms up to 84 months to kelp your RV loan better fit in your budget.

Online Loan Application and Fast Approvals

We want to get you on the road quickly. That's why we offer an easy online application, fast approvals and funding.

Or get pre-approved before you start shopping so you can start your RV search knowing upfront how much you can afford and be in a better position to negotiate with sellers.


Peace of Mind with Loan Shield to Protect Your Investment

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time  your income could be reduced or lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirement, conditions and exclusions apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.

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Ready to Apply for a RV or Camper Loan?

Let us help you with your RV or Camper Loan today. For more information call (800) 675-2285 ext. 785.

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