Home > Loan & Credit > Motorcycle Loans - Wanigas Credit Union

Get where you're going faster with Wanigas Credit Union, your trusted local source for motorcycle loans. Our team has the skill and knowledge to make your next motorcycle purchase a breeze.

Motorcycle Loan Promotions:

Everyone Wins A Low Rate**

**APR= Annual Percentage Rate. Rates 2.95% APR through 9.95% APR. Not valid on refinancing of current Wanigas loans. New Money Only. Minimum loan amount $5,000. Collateral must be a 2014 or newer. 72-Month maximum term. Member must have direct deposit. Normal loan approval guidelines apply. Offer Valid through January 31, 2021.

Online Loan Application Promotion:

Receive a $25 Deposit** Today!

Apply for a Wanigas Motorcycle loan online or through our mobile banking app, and we’ll deposit $25** into your Wanigas primary savings account, just to thank you for your application! Applying online or through mobile banking is quick, secure, and easy – and you can receive our $25 thank-you deposit**!

**Loans currently financed with Wanigas CU are not eligible for this offer. Loan application must be submitted online, approved and disbursed online to qualify. $25 deposited into share savings. Offer valid through March 31, 2021.

Wanigas Motorcycle Rates

RVs, Boats & Cycles- 2012 Model Year Or Newer (2011 Model Year or Older Receive Personal Loan Rate)
Effective Date: Saturday, January 16th, 2021
TermAPR*Payment per $1,000.
Up to 36 months as low as 3.25%* $29.20
37 months to 48 months as low as 3.45%* $22.34
49 months to 60 months as low as 3.45%* $18.18
61 months to 72 months as low as 3.45%* $15.40
73 months to 84 months as low as 3.95%* $13.65
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Normal loan guidelines apply.

Get Extra Protection and Peace of Mind with Loan Shield

Loan Shield* is a voluntary loan-payment protection product that is designed to help you get relief from loan payments if one of the following protected life events happens to you:

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Loan Shield could cancel or waive your loan payments up to contract maximums. Help lessen your worries, and your family's worries, about paying loans during a time  your income could be reduced ot lost and paying other household bills could become challenging. Talk to us today about protecting your loan payments. Simple eligibility requirements may help ease the election process.

*Your purchase of Loan Shield is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirement, conditions and exclusions apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Loan Shield. You may cancel the protection at any time. If you cancel the protection within 30 days you will receive a full refund of any fee paid.


Common Questions About Motorcycle Loans

Q: Can I get financing for both new and used motorcycles?

Wanigas is happy to offer financing for both new and used motorcycles. We can even help your get pre-approved before you start shopping so you can shop with confidence.

Q: How long does a motorcycle loan pre-approval take?

Motorcycle loan pre-approvals through Wanigas are fast, easy, with decisions made locally. Submit your online application or contact a member of our lending team at (800) 675-2285 ext. 785 to discuss your options.

Q: Do you refinance motorcycle loans?

Wanigas is happy to help our members save money by refinancing existing motorcycle loans from other lenders. Contact a member of our lending team at (800) 675-2285 ext. 785 for more information about refinancing your current motorcycle loan.

Ready to Apply for a Motorcycle Loan?

There's so much to explore on the open road and Wanigas is here to help you get there. Get started today with your motorcycle loan. For more information call (800) 675-2285 ext. 785. 

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