Your dream home is one step closer when finance your mortgage with Wanigas. We offer competitive rates, local service and a variety of mortgage programs to suit any homebuyer’s needs.
Click Here to Meet The Mortgage Team
Applying is easy, Click ‘Apply Now’ and choose ‘Create Account’ to begin.
Mortgage Features & Benefit:
Your mortgage comes with many features and benefits that go far beyond the numbers.
You can enjoy:
- 10, 15, 20, and 30-year fixed terms
- Competitively low APR rates
- Zero point rate options
- First Time Home Buyer Program Available
- HomeReady Mortgage Program Available
- One-on-one personal attention
- Loan promotions that put money back in your pocket!
Get One-on-One Attention From A Local Mortgage Professional:
- Free confidential interview to discuss what you can afford
- Learn how to fix credit issues before you look for a house
- Discuss where the down payment is coming from and why you need it in your account at least 60 days before applying
- Discover what documentation is needed to get a loan and at closing
- Mortgage pre-approvals good for 90 days (may be subject to change)
Make the Move to a Wanigas Mortgage And Receive up to $1,000 off Closing Costs*
*Loans currently financed with Wanigas CU are not eligible for this offer. $250 off Closing Costs for mortgage loan amounts less than $50,000. $1,000 off Closing Costs for mortgage loan amounts $50,000 and greater. Excludes Home Equity and Non-Conventional Mortgages. Cannot be combined with any other offer. Offer valid January 1, 2022 through March 31, 2022.
What You Need To Apply For A Mortgage:
- Proof of income for all borrowers like a recent pay stub, Social Security statement or pension statement
- W2's and tax returns for the last two years
- Current property tax bill (if refinancing)
- Homeowner’s insurance information (if refinancing)
- Recent mortgage statement (if refinancing)
- Recent statement of assets like your 401k, stocks, bonds etc.
FHA, VA and Rural Development Loans
We offer low and no down payment options through our preferred partner.
Ready to Apply for a Mortgage?
Applying is easy, Click ‘Apply Now’ and choose ‘Create Account’ to begin.
Let us help get you into the home of your dreams. You can apply for your Wanigas Credit Union mortgage online. For more information call (989) 799-6011 or (800) 675-2285 ext. 782.
Already have a Wanigas Credit Union mortgage? Access your mortgage account information here
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