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Boat Loan Rates

Explore the vast Michigan coastline on your time with a little help from the team at Wanigas Credit Union. Not only do we offer some of the most flexible terms on boat loans, but we are passionate about finding the perfect boat loan rate to match your lifestyle and budget.

Wanigas Credit Union makes it easy to navigate the waters of boat loan financing and we’ll work with you to create a plan that meets your needs.

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Boat Loan Rates

2012 And Newer Rates

New/Used Vehicles- 2012 Model Year or Newer (2011 Model Year or Older Receive Personal Loan Rate)
Effective Date: Monday, September 27th, 2021
TermAPR*Monthly Payment per $1,000.
Up to 36 months as low as 2.49%* $28.86
37 months to 48 months as low as 2.49%* $21.92
49 months to 60 months as low as 2.99%* $17.97
61 months to 72 months as low as 2.99%* $15.20
73 months to 84 months as low as 3.49%* $13.44
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.

2011 And Older Rates

Personal Loans for Model Year 2011 or Older
Effective Date: Monday, September 27th, 2021
TermAPR*Monthly Payment per $1,000
Personal Loan (Unsecured) available up to 60 months as low as 7.95%* 86.98 (Based on a 12 month term)
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.


 

Boat Loan Rates Calculator

Wanigas Credit Union makes it easier than ever to buy a boat within your price range. See for yourself by using the boat loan rates calculator below!


Boat Loan Rates FAQs

More Questions? For more information call (800) 675-2285 ext. 785.

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Member Testimonials

See what our loyal members have to say about us!

 

“Been banking with them since I was 16. Many loans, CD's, and one credit card through them. Wonderful service! Best interest rates in Michigan. Be a member not a customer. You won't regret joining this union.”

- Adam S.

 

“Great information they provided me throughout the years. They go above and beyond to assist you whatever you need. I’m appreciate they information.”

- Latina

 

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