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Auto Loan Rates

Auto loan rates should work for you, not against you. At Wanigas Credit Union, we strive to ensure that our APR always raises the bar.

Maximize your new, used, or refinanced auto loan with low APRs and affordable monthly payments for every mile spent on the road. Choose to start and stay low with our competitive auto loan rates. Drive into savings today!


Auto Loan Rates

  New/Used Vehicles- 2012 Model Year or Newer 

New/Used Vehicles- 2012 Model Year or Newer (2011 Model Year or Older Receive Personal Loan Rate)
Effective Date: Sunday, June 20th, 2021
TermAPR*Monthly Payment per $1,000.
Up to 36 months as low as 2.49%* $28.86
37 months to 48 months as low as 2.49%* $21.92
49 months to 60 months as low as 2.99%* $17.97
61 months to 72 months as low as 2.99%* $15.20
73 months to 84 months as low as 3.49%* $13.44
*APR = Annual Percentage rate.  Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.

2011 Model Year or Older Receive Personal Loan Rate

Personal Loans for Model Year 2011 or Older
Effective Date: Sunday, June 20th, 2021
TermAPR*Monthly Payment per $1,000
Personal Loan (Unsecured) available up to 60 months as low as 7.95%* 86.98 (Based on a 12 month term)
*APR = Annual Percentage rate. Rates listed represent our best rate and are subject to credit approval. Rates are subject to change without notice. Normal loan guidelines apply.


 


Used Auto Loan FAQs

More Questions? Let us help you. For more information call (800) 675-2285 ext. 785.


Member Testimonials

See what our loyal members have to say about us!

 

“Fast, friendly and reliable staff that are very knowledgeable and willing to help in every aspect.”

- Spencer H.

 

“Wanigas is awesome! I have been a member for years. Love the mobile app and mobile banking.”

- Danielle M.

 


Ready to Apply for an Auto Loan?

Let us help you with your auto loan. For more information call (800) 675-2285 ext. 785.

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